Central Texas Holistic Care

Payment Plans

Two flexible ways to pay over time, Cherry with a soft credit check or Denefits with no credit check at all. Inquire with the practice and we'll help you choose.

No-credit-check option
0% APR options available
Fast, low-friction approvals
Flexible term lengths
Two ways to pay over time

Two trusted partners. One easy conversation.

We offer two flexible financing options so more patients can start care without waiting. Inquire with the practice and we’ll help you decide which is the best fit.

Option 1

Cherry

A fast, soft-pull financing option with true 0% APR plans available for qualified borrowers. Ideal if you want higher approval limits and promotional-rate flexibility.

  • Soft credit check, no impact to your score
  • True 0% APR options when eligible
  • Flexible term lengths
  • Manage your plan online anytime
Learn about CherryManage your account
No credit check

Option 2

Denefits

A no-credit-check payment plan built for patients who prefer to skip the credit pull entirely. Approved when traditional financing says no.

  • No hard or soft credit check required
  • Instant, high approval rate
  • Flexible term lengths to fit your budget
  • On-time payments can help build credit
Learn about DenefitsVisit Denefits site

Not sure which is right for you?

Inquire with the practice

Our team will help you choose the right option

What you can finance

Use financing across the services we offer.

Cherry and Denefits can be applied to most of the programs at Central Texas Holistic Care, from hormone optimization to regenerative care.

Hormone Therapy

Bioidentical HRT programs for balance, energy, and long-term wellness.

Explore

Testosterone (TRT)

Optimize energy, mood, and performance with medically supervised TRT.

Explore

Women's Health

Menopause, cycle, and hormone care tailored to every life stage.

Explore

IV Nutrition

Myers' cocktail, immune boosters, recovery drips, and more.

Explore

Stem Cell Therapy

Regenerative care for joint, tissue, and whole-body recovery.

Explore

Wellness Exams

Comprehensive preventive visits and personalized care plans.

Explore

Have a different service in mind? Ask us during your inquiry, most programs are eligible.

How it works

Three steps. Zero pressure.

  1. STEP 01

    Inquire with the practice

    Reach out by phone, contact form, or booking so our team can walk you through what care fits your goals.

  2. STEP 02

    Choose a financing partner

    Together we'll help you pick the option that fits best, Cherry for soft-pull financing or Denefits for no credit check.

  3. STEP 03

    Start your care

    Use your approval at checkout and pay over time on a schedule that fits your budget.

Why patients finance care

Care that fits your life, and your budget.

Financing helps our patients begin their care journey sooner without straining monthly cash flow.

Start care sooner

Don't wait months to save up, begin the treatment your body needs now.

Protect your savings

Keep your emergency fund intact by spreading care across manageable payments.

Predictable payments

A fixed monthly schedule you can plan your budget around, no surprises.

Complements insurance

Cover the out-of-pocket portion of concierge, wellness, and elective care.

Ready to begin?

Inquire with the practice.

We’ll walk you through your care options, answer questions, and help you choose the financing partner that fits best.

Call the clinic

(254) 213-2423

Tap to call

Send a message

Contact form

Open form

Book online

Schedule a visit

Open booking
Common questions

Frequently asked questions.

Do I need good credit to be approved?
No. Denefits does not require a credit check and approves the vast majority of applicants. Cherry uses a soft credit check that does not impact your score.
How do I know which option is right for me?
Both are great. Cherry tends to fit patients looking for higher approval limits and true 0% APR promotional options. Denefits is designed for anyone who prefers to skip a credit check altogether. Our team is happy to help you compare.
How long are the payment terms?
Terms are flexible and depend on the plan and provider you choose. You'll see the exact schedule and any applicable fees before you commit.
How do I get started?
The easiest path is to inquire with our practice first. We'll answer any questions, discuss your care plan, and point you to the right application link.

Care first. Payments on your schedule.

Get in touch and we’ll help you choose between Cherry and Denefits, and answer any questions about your care plan.

(254) 213-2423Contact the practiceBook an appointment

Financing options are provided by independent third parties, Cherry Technologies, Inc. and Denefits, LLC. Central Texas Holistic Care is not a lender and does not make credit decisions. Approval, terms, APR, and payment schedules are determined solely by the financing provider and depend on your individual application. Availability of 0% APR and promotional rates is subject to eligibility.

Learn more at withcherry.com/lending-partners, withcherry.com/terms, and denefits.com.